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Another FICO alert today +4 points

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BBYGRL
Established Contributor

Another FICO alert today +4 points

My EQ score went up today from 793 to 797. My util is now 4%, down from 14% and 2 inq and new accounts aged (close to 1 year birthday).  I plan on getting my util down to 1% and 3 CLIs should report by next month.  I wonder if I will finally each 800?
 
Edited because of itchy finger...


Message Edited by BBYGRL on 04-14-2008 09:10 PM
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Message 1 of 11
10 REPLIES 10
RobertEG
Legendary Contributor

Re: Another FICO alert today +4 points

I kicked my dawg today for no reason whatsover, yelled at my wife because my dinner was late, took my kids to the orphanage, went to the local strip club last night, got drunk, and puked all morning.
But, but, but.... I got a SW today, called up myFICO score, and it went up three points!
My FICO is now up from 497 to 500!
I am such a great man, so in control of what matters!
LIfe could not be sweeter!!!!
 


Message Edited by RobertEG on 04-14-2008 09:09 PM

Message Edited by RobertEG on 04-14-2008 11:50 PM
Message 2 of 11
BBYGRL
Established Contributor

Re: Another FICO alert today +4 points

What a way to end the day.  I was a poet in my former life - jk.Smiley Happy Congrats on your 3 point increase. It's hard to believe that I'm excited over 3 or 4 points. I know that every point counts but I have to admit that there was a time when my scores were so low (5/07-8/07) that I would say "that's all?"
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 3 of 11
Junejer
Moderator Emeritus

Re: Another FICO alert today +4 points

Babygirl, that's some good stuff. You ought to rejoice over the increase. I hope you hit 800 next alert.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 4 of 11
RobertEG
Legendary Contributor

Re: Another FICO alert today +4 points

BBYGRL, at your FICO level, you are top-tier!  You beez knowin' da system!
Maybe when I hit your level of maturity, I can get a new wife, pay the bar bill from the booby bar last night,.... and oh yeah, maybe get my kids outta the orphanage, and back on public assistance!
 
ROFL!!!!
 
Message 5 of 11
BBYGRL
Established Contributor

Re: Another FICO alert today +4 points

Oh my...ROTFLMAO!!!!! We must celebrate when that happens. I just danced a jig.  Simple but so SWEET...Smiley Happy
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 6 of 11
BBYGRL
Established Contributor

Re: Another FICO alert today +4 points



ByrdMan wrote:
Babygirl, that's some good stuff. You ought to rejoice over the increase. I hope you hit 800 next alert.

Thank you ByrdMan.  I rejoice every single day. I'm truly blessed... I'll let everyone know if and when I reach the top of the FICO mountian. The FICOtini's will be on me!
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 7 of 11
Junejer
Moderator Emeritus

Re: Another FICO alert today +4 points



@BBYGRL wrote:


@Junejer wrote:
Babygirl, that's some good stuff. You ought to rejoice over the increase. I hope you hit 800 next alert.

Thank you ByrdMan.  I rejoice every single day. I'm truly blessed... I'll let everyone know if and when I reach the top of the FICO mountian. The FICOtini's will be on me!



Cool, just make mine a virgin.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 8 of 11
xxhannahxx
Valued Member

Re: Another FICO alert today +4 points

Only 4 point increase for getting your util down to 4% from 14?  I recently did exactly what you did BB, so I'm anxiously waiting to see my increase.. but not 4 points...  I currently have 770 so I was hoping a 20+ increase to get me closer to the 800 range.   I guess this won't happen.  Sigh*
 
 
Message 9 of 11
Junejer
Moderator Emeritus

Re: Another FICO alert today +4 points

hannah, it might. She is closer to the 800, so points are not too easy to come by at that level. Yet, points are easy to lose there too.

I have documented how I went from 768 to 740 for having 70% uti and from 740 to 719 for having 0%. I just went from 719 to 790 for having 5% uti. I am going to make it 1% uti for my next statement and see what happens. I don't, however, expect much if ANY increase from it.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 10 of 11
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