Another question....double reporting?

[tbone74]

I had a CO from HSBC on 11/06.  The CA account was PIF on 03/09.  Should both of these accounts show on my CR? 

[JoeBJay20]

Yes. 

[RobertEG]

It is possible, and common, the have multiple derogs reported on the same debt.

Monthly derogs prior to a CO or CA remain usually post first.

If the OC does a CO, that is a separate post.

If the OC then secure third party collection on the debt, an addfitional CA can post.

Paying on any one or each of these does not erase the occurance of the derog.