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Any chance for AMEX to remove lates?

tag
Anonymous
Not applicable

Any chance for AMEX to remove lates?

paid off a $10 collection for AMEX and they updated my report as paid and 120 days late for the last few years. Before that the last entry was 5 years ago that it was a $10 balance.

 

Any chance that AMEX will remove it

Message 1 of 7
6 REPLIES 6
blindambition
Senior Contributor

Re: Any chance for AMEX to remove lates?

The chances are slim. Unless there's an error on their end.

Message 2 of 7
Brian_Earl_Spilner
Credit Mentor

Re: Any chance for AMEX to remove lates?

Your account was charged off over $10?

    
Message 3 of 7
Anonymous
Not applicable

Re: Any chance for AMEX to remove lates?

just less than $10

Message 4 of 7
Brian_Earl_Spilner
Credit Mentor

Re: Any chance for AMEX to remove lates?

Ok...so what's the story behind it? If it's something that can be tied to them, you can get them to remove the lates. If it's your fault, probably not.

    
Message 5 of 7
Anonymous
Not applicable

Re: Any chance for AMEX to remove lates?

i had no idea there was a balance for years until i did a refi. paid it off. suddenly lots of lates appeared today

Message 6 of 7
Anonymous
Not applicable

Re: Any chance for AMEX to remove lates?


@Anonymous wrote:

paid off a $10 collection for AMEX and they updated my report as paid and 120 days late for the last few years. Before that the last entry was 5 years ago that it was a $10 balance.

 

Any chance that AMEX will remove it


A $10 collection.  I'm hoping that when I re-read the thread here, I will see a disclosure that this was satire or "my sister" or "my brother.." etc. We might file this under "FICO malpractice". - and, by the way, I would have my personal entry under there - a $25 collection - so don't feel bad.   I seriously doubt AMEX will budge and remove it.  Good luck to you.

Message 7 of 7
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