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Any other software engineers in here?

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Anonymous
Not applicable

Any other software engineers in here?

First let me state will NOT be an app to reverse engineer fico Scoring. But more of an guide for how to increase scoring by allowing data entry/etc etc .. Tracking payment dates/statement dates.... Helping with AZEO tracking, when to request early exclusions.

 

Dont wanna recreate the wheel, so if anyone else has already done legwork please PM me.

 

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Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Any other software engineers in here?

Coming alongScreen Shot 2018-03-26 at 8.44.22 AM.png

Message 2 of 15
Anonymous
Not applicable

Re: Any other software engineers in here?

 

Where are all my engineers/developers?

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Message 3 of 15
Anonymous
Not applicable

Re: Any other software engineers in here?

Changed LayoutScreen Shot 2018-03-27 at 12.04.50 AM.png

Message 4 of 15
Anonymous
Not applicable

Re: Any other software engineers in here?

Chugging Along.... Do any of you use Macs or mostly Windows?

 

Codenamed Egor .... Bc its ugly but it will work Smiley Happy 

Screen Shot 2018-03-27 at 5.57.40 AM.png

Message 5 of 15
Kree
Established Contributor

Re: Any other software engineers in here?

ABCD has something webbased that is similar. I think his link was removed due to site terms.

 

Looks great,  I'm not a software engineer, so I can't really help. But good luck.

Message 6 of 15
NRB525
Super Contributor

Re: Any other software engineers in here?

I use Excel since most of the info about the accounts looks the same month to month, including day of month for statement, limit, and how much I plan to pay. Utilization is one of the formulas. I prefer Excel since it enables clear visibility to all the data, no sub screens to get confused over.

Microsoft Money to track transaction details, since that supports account reconciliation as well.

Autopayment on most accounts, and set up payment well in advance of the due date.

Pay on time and scores will eventually rise nicely. No AZEO here.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 15
beutiful5678
Frequent Contributor

Re: Any other software engineers in here?

Looks lovely, OP! I've wanted to create something similar that integrates envelopes budgeting, account reconciliations, and credit card/credit limit management. I look forward to seeing what you come up with!



EX 8: Aug 2021 - 692 | EQ 8: Aug 2021 - 714 | TU 8: Aug 2021 - 673
Message 8 of 15
Anonymous
Not applicable

Re: Any other software engineers in here?

I just checked and his site is still up.  But yeah, it does something almost identical.  Maybe a collaborative effort? 

 

Also, software engineer. Smiley Happy 

 

 

Message 9 of 15
Anonymous
Not applicable

Re: Any other software engineers in here?

sounds like a plan. i will rich out to ABCD. 

Message 10 of 15
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