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Anybody having issue with Transunion score going up and down 60+- points

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Anonymous
Not applicable
‎05-21-2018 11:19 AM
‎05-21-2018 11:19 AM

Anybody having issue with Transunion score going up and down 60+- points

Every couple of weeks my transunion score on myfica is going from 665 to 715. This has been happening for a couple of months now and is very frustrating.  Anybody else having this issue or can a moderator explain whats going on.  Thanks                                                                             PS. Ive only had this a few months and this is my first post.  I did not find this in other topics and hope I posted it in the right location.  

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NRB525
Super Contributor
‎05-21-2018 11:45 AM
‎05-21-2018 11:45 AM

Re: Anybody having issue with Transunion score going up and down 60+- points

Besides th BK from 2012, do you have any other lates? What sometimes happens is some baddie gets intermittently removed ( score increase ) then refreshed ( score drop ) due to communication mix ups.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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Thomas_Thumb
Senior Contributor
‎05-21-2018 12:52 PM
‎05-21-2018 12:52 PM

Re: Anybody having issue with Transunion score going up and down 60+- points

CAPTOOL posted quite often about a pingpong FICO 8 score associated with TU only. Not sure if he determined root cause. He has not visited the forun in 18 months or so. Below are some of many threads speaking to this issue. As I recall CAPTOOL had a tax lien on his report. He felt the lien might count one time and not the next on TU scoring "caching issue".

 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/TU-FICO-8-dropped-22-points-what-changed...

 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Transunion/m-p/3981521#M92928

@NRB525

 https://ficoforums.myfico.com/t5/General-Credit-Topics/Why-did-one-score-drop-drastically/m-p/457686...

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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