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Anyone know What Fico Model

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Juss11
Frequent Contributor

Anyone know What Fico Model

You get from this site? The people in the mortgage form said its now fico 08 & not 04 anymore?  Anyone know if this is true? My transunion here is a 690 & my Discover it is a 717. I was told the discover and walmart were both trans 08?

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Lechte
Frequent Contributor

Re: Anyone know What Fico Model


@Juss11 wrote:

You get from this site? The people in the mortgage form said its now fico 08 & not 04 anymore?  Anyone know if this is true? My transunion here is a 690 & my Discover it is a 717. I was told the discover and walmart were both trans 08?


FICO's sold here are EX08, EQ08, and TU98.    Discover and WAL are both TU08.   If you want an EQ04, you can get it thru Equifax.com

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Message 2 of 3
pizzadude
Credit Mentor

Re: Anyone know What Fico Model


@Juss11 wrote:

You get from this site? The people in the mortgage form said its now fico 08 & not 04 anymore?  Anyone know if this is true? My transunion here is a 690 & my Discover it is a 717. I was told the discover and walmart were both trans 08?


What you were told is correct.   The EQ score sold here was recently updated to reflect the FICO08 model.   The TU is an older version which will probably be updated sometime in the future as well to the 08 model.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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