AoOA hits 14 years. Disappointing results and a question

[Meanmchine]

Today, all three reports age to AoOA hitting 14 years.  No score movement on EQ and TU. However, EX8 saw a 1 point bump and EX9 saw a 2 point jump. Just when I am ready to start apping, I notice that EQ AAoA is at 6y11m. I got no score movement at 6y6m mark, is there a bump at 7y? 

Thanks

Note  --  2 old inqs drop off my report in 1 week.  1 on EX and 1 on EQ. When that happens there will be no inquiries of any type reporting.  I know that Van3 will show a 5 point movement, give or take, but I dont know abot Van4 or Fico.  Any info on those models would be helpfl.. Again, thanks

[NRB525]

INQ dropping off as in, they are two years old? I could be wrong but I thought scoring impact of INQ ended after only 12 months.

[Anonymous]

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@Meanmchine wrote:

Just when I am ready to start apping, I notice that EQ AAoA is at 6y11m. I got no score movement at 6y6m mark, is there a bump at 7y? 

The answer seems to be YES!

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/General-Scoring-Primer-and-Version-8-Mas...

[Meanmchine]

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@NRB525 wrote:

INQ dropping off as in, they are two years old? I could be wrong but I thought scoring impact of INQ ended after only 12 months.

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When my last inq fell off my TU report, there was a 5ish point gain on Vantage3. You are talking about FICO scoring

[Anonymous]

As Cassie said, seven year point seems to be a nice threshold on Score 8! Please report back your data points. Thanks!

[NRB525]

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@Meanmchine wrote:

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@NRB525 wrote:

INQ dropping off as in, they are two years old? I could be wrong but I thought scoring impact of INQ ended after only 12 months.

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When my last inq fell off my TU report, there was a 5ish point gain on Vantage3. You are talking about FICO scoring

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Your uncertainty included VS 4 and FICO.  

Congrats on the 830-848 scores.  Not sure how much more can be gained, other than continued time, no new apps, and reduce utilization.