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App Spree Carnage:Strange! 25 pt drop on one inq?

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racer-x
Valued Contributor

Re: App Spree Carnage:Strange! 25 pt drop on one inq?

Well i be danged. I couldnt find the nasa hp...i must have seen it in the sp's .

I think i had to open a checking acct and every stuff with them..maybe i should re-app. My file is stronger now
Message 11 of 13
Anonymous
Not applicable

Re: App Spree Carnage:Strange! 25 pt drop on one inq?

Same thing with me this month.  I saw a 16 pt drop on TU and and an 11 pt drop on EQ.  I think that your 25 pt drop is more cumulative than targeted owards your one account?  Because when I got the other alerts, they were showing negative 16pts and 11 respectively as opposed to 3 points here and 4 points there?   With EX, each time that an inquiry showed, I received an immediate 3 pt drop.  And in fact, on my EX, the reporting of the new accounts and balances have only resulted in a 7 pt dip.  

 

They'll go back up in the next in the next few months.  

Message 12 of 13
ScarletFever
Frequent Contributor

Re: App Spree Carnage:Strange! 25 pt drop on one inq?

Perhaps. I don't remember a drop this big on one CRA for one inq and two new accounts.....while my Equifax on CK went up one point after the initial score drop from inqs!
.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 13 of 13
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