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I went on an app spree one year ago next month. I have been gardening since. Should I expect a bump in my credit score at the one year mark? Just wondering.
Thanks. I have heard many people say that inquiries don't affect credit as much after one year so I was wondering if I would see a bump at the one year mark. Guess I will wait and see.
You may see a few points, but I wouldn't expect it to be significant. From my experience, inquries lose almost all if not all of their sting within 6 months. I suppose if you have a ton of them this could take a little longer, but a mini spree for me had my scores higher than they were at the time of the spree in about 5 months.