Apparently I am perfect....

[MidnightVoice]

...according to credit.com

Your credit score is 840.  This "is Experian’s National Equivalency Score, and is based on a 360-840 point scale."

Now I just applied for a mortgage and was told my score was 810, which she said the bank considered "nearly perfect"

So please all bow down before me, and realize that by learning from this forum you too can reach these dizzy heights

[Gunnar419]

All hail, O Perfect One.

Where do your subjects meet to shower our humble gifts upon Your Divineness?

Better yet, where do we meet so you can shower largess upon US from your glorious heights? Gold and silver coins gladly accepted. But positions of power and influence will also suffice.

[killer_queen229]

Is Credit.com accurate? My score for Experian on there is 747.

[Anonymous]

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@killer_queen229 wrote:
Is Credit.com accurate? My score for Experian on there is 747.

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they are all accurate according to their scoring model

[killer_queen229]

I mean.. Is it FICO scoring?

[gdale6]

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@killer_queen229 wrote:
I mean.. Is it FICO scoring?

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No, its the Vantage 3.0 score, same as CK.

[MidnightVoice]

I know it is not a "real" score (but what is nowadays - there are hundreds).  I was just amused at the prefection 

My real point was that with the help of folks in this place I have reached a point where the exact score does not really matter.  I know how to maximize it when applying for credit, and I use the free sites to keep track and check that there are no problems.  It will be high enough to get the best deals unless I screw up

[Imhotrodcrazy]

Congrats,  I am there too with an 840 score,  however it will be short lived when my Venture account hits. 

[gdale6]

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@gdale6 wrote:

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@killer_queen229 wrote:
I mean.. Is it FICO scoring?

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No, its the Vantage 3.0 score, same as CK.

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I need to make a correction here. In addition to the NES Score the Vantage 3.0 is also provided and neither one of these is a Fico score..

From Credit.coms site on what scores you get:

"We think it’s important that you have access to your credit score, especially since it's not part of your free credit report. After all, it’s a number that lenders, landlords and others use to evaluate your credit worthiness. With Credit.com, you get a free credit score from Experian, the most comprehensive credit bureau in the U.S. Plus, you get your VantageScore 3.0 credit score!"

[NRB525]

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@Imhotrodcrazy wrote:

Congrats,  I am there too with an 840 score,  however it will be short lived when my Venture account hits. 

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I would suggest that anyone with an 800+ MyFICO score is, for all intents and purposes, dealing with a perfect credit file, and so the designation by Vantage 3.0 of 840=Perfect makes perfect sense.

Congratulations to the Vantage 840s!