Hello. Not sure where to go, but wonder if anyone has experience or can tell me if informing Experian of a Credit Card Account which isn't listed on my last Credit Report AND that I am involved with. My score is 698, but I've been trying to get over the 700 mark for 6 months now. I have 2 CCs with small available balances that I hardly ever use AND always pay-off each month (that I used them). Anyway - I ALSO have an Amer. Express account for my Business that I used me/my Credit score to get and both my Business name and my name are on the card and statements. Anyway - I've had this account for over 6 months, have put over $6000 on it and have paid it COMPLETELY off each month. They say that I do not have a Credit Limit and will never be "denied - regardless of the Amount being charged" as long as my "pay history remains as it is" (I assume since I pay it off each month). Would it help or hurt if I write Experian/Equifax and inform them of this Card . . . kinda like when you report a previous job or address they are not aware of. Also - Can I only send them mail if I have recently obtained a CR (with a reference #) or can I just send them a letter, striaght-out to inform them of the addition . . . assuming that is the best thing for me to do? Any input will be appreciated as I just need 2 points to get "over the 700 hump!" <smile> Thank you.
