@babypowder wrote:
I'm on three of my husband's credit cards as an authorized user. Is that factored into my credit utilization calculation on my credit report/scores?
Hi babypowder,
In short it all depends. But as a rule of thumb, that answer is yes. The good stuff, and the bad stuff get included into the AU's credit reports. So all things good help the AU, and all things not so good, hurt the AU.
