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Are all of your past auto loans reporting? Do they show the good payment history? Are they identified as auto loans on your reports (particularly EQ)?
Cma wrote:
Topshelf...thanks for the specific link. This is, in fact, what I was referencing when I stated that I had no judgments of any kind or late payments etc. I don't have any of the things listed that would cause that number to be so low...I am just confused about how to fix that problem if I can't identify a cause...any additional thoughts?
Cma wrote:ok. I have looked at the Equifax report and it lists all previous car loans only as installment loans. Since they are all with USAA, which is a federal savings bank, I don't know how anyone would know that those are specifically auto loans. The thing is, there are about 12 closed installment-type loans that are listed. All of them show all green, with no late payments. Can those be specifically coded as auto loans? how would I go about doing that?Thanks to all for the input on this. I appreciate your time.Ande1746....AKA "cma"