Are all of your past auto loans reporting? Do they show the good payment history? Are they identified as auto loans on your reports (particularly EQ)?
Topshelf...thanks for the specific link. This is, in fact, what I was referencing when I stated that I had no judgments of any kind or late payments etc. I don't have any of the things listed that would cause that number to be so low...I am just confused about how to fix that problem if I can't identify a cause...any additional thoughts?
Cma wrote:ok. I have looked at the Equifax report and it lists all previous car loans only as installment loans. Since they are all with USAA, which is a federal savings bank, I don't know how anyone would know that those are specifically auto loans. The thing is, there are about 12 closed installment-type loans that are listed. All of them show all green, with no late payments. Can those be specifically coded as auto loans? how would I go about doing that?Thanks to all for the input on this. I appreciate your time.Ande1746....AKA "cma"