As a small follow up...I chose not to max out my bt transfers. I've actually found it to be a game lol. Every month transfer which pays the other card. Pay the bt off, do it again. I put my monthly update here on pause for a few months. It will be interesting to see what it's done between last time I was here and ...well the future.
I have learned that Cap 1 is still cheap as ever allowing 1 bt only whereas my Citi card has unlimited until the promo ends in Nov 2024.
