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Can anyone confirm if BEACON 9 (in its various formats, auto etc) is the same as FICO 8 but using simply a different name.
i.e. does Equifax use FICO 8 model to derive Beacon 9 ?
@sam818 wrote:Can anyone confirm if BEACON 9 (in its various formats, auto etc) is the same as FICO 8 but using simply a different name.
i.e. does Equifax use FICO 8 model to derive Beacon 9 ?
Beacon 9 is the Equifax product name for the FICO 8 algorithm they sell.
One and the same, just different nomenclature.
