I recently got a new capital one card and the billing period/statement closed on the 24th.
so today I decided to buy a new FICO report to see how badly my score was affecting by adding a new account. But my credit report isn't showing the new cap one account yet.(the inquiry from my application is there, but it's not showing as a new account yet, and as a result my total credit limit/util ratio has not been affected and neither has my age of credit)
i know with credit one my report usually reflects any changes within 2-3 days, but it's been 4 days so far with no change on my credit report.
how long should I expect to wait until this new account is reflected on my credit report?
New accounts can take more than one cycle and banks still don't do crap on weekends.
In general use the free tools like CK to see when the account gets added then check the FICO scores.
