Re: Broke through 700!

Anonymous · ‎05-26-2016

Okay, this is fun! Just got my first 700 Fico 08 score! Can't wait for my loan balance to report next week... Just might get the other two over 700. (:

Oh, this change happened when a card at 30% reported PIF.

Anonymous · ‎05-26-2016

that's awesome, I got my first 700 back in April. Took advantage and apped a couple times. lol. Hope to back there by the end of the summer.

Anonymous · ‎05-26-2016

I'm holding tight, I want my mortgage approval this fall. (:

grillandwinemaster · ‎05-26-2016

Congrats Boise! I'm sure that's a great feeling. I'm three points shy of cracking my first 700 score. Best wishes on your mortgage, and congrats again!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

EW800 · ‎05-26-2016

Congratulations! Very happy for you!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

RonM21 · ‎05-26-2016

Congrats on hitting 700! Keep on going!!!!!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

surferchris · ‎05-27-2016

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs