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Bummed

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Target1212
Regular Contributor

Bummed

So I was excited to see my TU score on here on 5 days ago was 624....then I got it from Walmarts free Fico TU score it's 594.. I knew it's different score models, one being TU 98 and one TU 04 or something..but dang.... 30 points!

Message 1 of 4
3 REPLIES 3
sbeasl11
Regular Contributor

Re: Bummed

I haven't received my Walmart card yet, but I was worried about this exact thing also. I've had improvement the last two months and if there is a big differencee...I will be bummed too.

Message 2 of 4
aussiesareforever
Established Contributor

Re: Bummed


@Target1212 wrote:

So I was excited to see my TU score on here on 5 days ago was 624....then I got it from Walmarts free Fico TU score it's 594.. I knew it's different score models, one being TU 98 and one TU 04 or something..but dang.... 30 points!


If it makes you feel better, not many lenders use the Walmart scoring model, which is the TU 08. You just need to find out what your TU 04 score is, which is what more lenders use Smiley Happy


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 3 of 4
creditnocash
Valued Contributor

Re: Bummed

my walmart score is about 30 points higher then the one here.... 

so it goes both ways. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 4
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