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CC Utilization Went Down From 47% to 1% and This Is What I Got.

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LP007
Frequent Contributor

CC Utilization Went Down From 47% to 1% and This Is What I Got.

Not AZEO, but AZE3.Smiley LOL

My signature badges show AZEO + a mysterious old aged-off account from EX.Smiley Sad

 

11_17_21 myfico wheels.png











7 REPLIES 7
FireMedic1
Community Leader
Mega Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.

Was it an old charge off with a balance or a BK fell off? Congrats! 70-80 pts is a whole lot more than lowering util.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 8
LP007
Frequent Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.


@FireMedic1 wrote:

Was it an old charge off with a balance or a BK fell off? Congrats! 70-80 pts is a whole lot more than lowering util.



No, the report was clean with only good-standing accounts and the dreaded public record. I'm mad I wasn't paying attention to what old account was preparing to say, 'see ya never, bye.'











Message 3 of 8
SouthJamaica
Mega Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.


@LP007 wrote:

Not AZEO, AZE3.Smiley LOL

My signature badges show AZEO + a mysterious old aged-off account from EX.Smiley Sad

 

11_17_21 myfico wheels.png


Awesome. Congratulations.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 8
FireMedic1
Community Leader
Mega Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.

You may still catch what it was from one of your accounts that hasnt updated yet for the month.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 5 of 8
LP007
Frequent Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.


@FireMedic1 wrote:

You may still catch what it was from one of your accounts that hasnt updated yet for the month.



It seems some accounts don't know when to leave, and some go too soon. So is there a way to get your favorites to stay a little longer? Put their feet up? Make themselves a home?











Message 6 of 8
FireMedic1
Community Leader
Mega Contributor

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.

I meant one of your cards that give FICO or Vantage that are recent and havent updated for the month yet. Maybe lingering there so you can see which one went to pasture.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 7 of 8
Anonymous
Not applicable

Re: CC Utilization Went Down From 47% to 1% and This Is What I Got.

Awesome. Righteous bump in score for sure! 

Message 8 of 8
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