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CCT and TU Dispute

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MrsCHX
Valued Contributor
‎04-07-2016 07:57 AM
‎04-07-2016 07:57 AM

CCT and TU Dispute

Since I've started reading here, I've done a couple CCT trials. 

 

On 3/15 I received a letter that a collection account was deleted from TU.  Today I checked CCT and it still shows. I called TU and they show it deleted.

 

How long does it take to update? How valuable is the outside tracking/monitoring if it's way behind on big stuff like accounts being removed? How does it almost immediately update new accounts and inquiries but take weeks to remove accounts?

Capital One Savor: $6,000; Mission Lane: $4,500; PenFed Power Cash Rewards: $3,500; Nordstrom Visa: $3,300; Capital One: $2,550

Store Cards: Kohls $2,500; Home Depot: $1,500; Amazon: $1,000; Target: $900; LOFT: $700
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kjm79
Valued Contributor
‎04-07-2016 08:09 AM
‎04-07-2016 08:09 AM

Re: CCT and TU Dispute

Are you still in the trial period with CCT? My understanding is that they don't update during the trial period. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
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MrsCHX
Valued Contributor
‎04-07-2016 08:21 AM
‎04-07-2016 08:21 AM

Re: CCT and TU Dispute

Well, I 'qualified' for a new trial but now that you mention it, everything was the same.  So they didn't really generate new reports. Hmm.

 

I think I'll stick to getting my scores from Merrick and DCU. Thanks!

Capital One Savor: $6,000; Mission Lane: $4,500; PenFed Power Cash Rewards: $3,500; Nordstrom Visa: $3,300; Capital One: $2,550

Store Cards: Kohls $2,500; Home Depot: $1,500; Amazon: $1,000; Target: $900; LOFT: $700
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stinastina
Established Contributor
‎05-30-2017 02:53 PM
‎05-30-2017 02:53 PM

Re: CCT and TU Dispute

I know this thread is old but I had the same question. I have CCT monthly for several months. My CCT TU report has several errors. I went to TUs site to dispute and only one error showed. It makes me wonder how erroneous CCT reports are.

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
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Anonymous
Not applicable
‎05-30-2017 04:16 PM
‎05-30-2017 04:16 PM

Re: CCT and TU Dispute

I've never had an issue with CCT reports and their accuracy.

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