CS increase when added as AU

[Anonymous]

Hello...new here. I'm curious about how much of an increase others have seen in their CS when added as an AU? I know that it would vary, but I'm just curious to get some idea of how much it has increased for others. I was recently added to my wife's two credit cards. One is a $10,000 limit with no balance and the other is a $15,600 limit with about a $3,000 balance. I myself have a $750 limit with a balance of $678 but this month I'm starting to pay at least $150/month to pay that down. Please share how much you've benefited on your scores to give me hope that it works! Right now I'm sitting in the high 500s across the board.

[Scupra]

This is going to depend on the impact on AAoA, and like you said, it will vary. You will see a bigger difference paying down the card close to maxed out.

[Anonymous]

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@Anonymous wrote:
Hello...new here. I'm curious about how much of an increase others have seen in their CS when added as an AU? I know that it would vary, but I'm just curious to get some idea of how much it has increased for others. I was recently added to my wife's two credit cards. One is a $10,000 limit with no balance and the other is a $15,600 limit with about a $3,000 balance. I myself have a $750 limit with a balance of $678 but this month I'm starting to pay at least $150/month to pay that down. Please share how much you've benefited on your scores to give me hope that it works! Right now I'm sitting in the high 500s across the board.

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It can be a 5 points, 10 points or no points at all.  Everyone's profile is different and never the same.   You may not get an increase at all as other factors also come into play in your score going up...