Can anybody explain this to me?

[Anonymous]

EQ is counting my old SL's as CFL's-

I have 1 CFL and they say I have 5!!!

[haulingthescoreup]

OP, just saw that I misread your alerting CRA --sorry about that.

[MidnightVoice]

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haulingthescoreup wrote:
Well, poo then. (Verbatim? on the mortgage reports?)

Oh, well, I'll still start worrying about it if I see it on the FICO reports. And DH has 12 separate installment accounts, both open and closed, and nary a peep.

wmarat, perhaps you are approaching the point where your scores are high enough that they're running out of things to criticize. This does happen after a while. It's like a mother-in-law with white gloves, looking for some dust. (Hey, I love my M-I-L, she's great! just needed an example.)

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from my ReFi report:

ExperianFairIsaac (695):  00006 - Too many consumer finance company accounts

TransUnionEmpirica (681):  00006 - Too many consumer finance company accounts

All those were in my name - DW had 35 point higher scores, and they were the major difference between us at the time

[Junejer]

Well, I'll be. I just looked at my mortgage report and guess what?

Equifax Beacon 5--06 (Too many consumer finance accounts). This is the fourth entry as to why I haven't achieved 850.

I have 11 of my 13 accounts with those hobo money bags. In reality, there is one CFL.

[MidnightVoice]

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ByrdMan wrote:
Well, I'll be. I just looked at my mortgage report and guess what?

Equifax Beacon 5--06 (Too many consumer finance accounts). This is the fourth entry as to why I haven't achieved 850.

I have 11 of my 13 accounts with those hobo money bags. In reality, there is one CFL.

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EX did NOT have that comment!

After a serious clean up, I am tempted to apply for a refi again to see what the reports say 

[Junejer]

EX nor TU had that comment. Albeit, TU has a lot more to grouse at me about than a few CFLs.