Cap 1 credit tracker

[Anonymous]

color me not impressed.

I got an alert and the score for TU on Cap 1 was 765. Funny, that's 45 points below the CK score and 53 points below the FICO score. The Cap 1 was based on exactly the same information as the other two sites, same alerts, # inquiries, new accounts etc.

Not marking that down as a useful tool.....

[Anonymous]

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@Anonymous wrote:

color me not impressed.

I got an alert and the score for TU on Cap 1 was 765. Funny, that's 45 points below the CK score and 53 points below the FICO score. The Cap 1 was based on exactly the same information as the other two sites, same alerts, # inquiries, new accounts etc.

Not marking that down as a useful tool.....

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The CapOne credit score is completely useless.  Ignore it completely

[racer-x]

Call me crazy, but credit tracker, Credit karma, quizzle,.experiandirect, equifax.com, transunion.com, DCU, Walmart, Discover.....are all within +/- 5-10 pts of myFico scores.

Credit.com is the only one that is about 35 pts on the high side.

I think the scores are so close because  all 3 CRA's use the Vantage formula along with the fico formula.