Re: Car shopping inquiries...

TRC_WA · ‎01-19-2015

@Anonymous wrote:
nice car! Hopefully you don't live where it snows

Seattle... rain? yes... snow? not usually... gotta go up and over the mountains for that.

Most definitely wouldn't have bought this car had I lived near Mom in northern NY.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

IamB2 · ‎01-19-2015

TRC_WA wrote:

Seattle... rain? yes... snow? not usually... gotta go up and over the mountains for that.
Most definitely wouldn't have bought this car had I lived near Mom in northern NY.

Congrats on the car!. She looks nice

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*

EddieK · ‎01-19-2015

Very sweet! Congrats! Watch out for the cops, I once had a red Cobra and it attracted the cop's attention moreso than any other car I've owned.

Starting Scores:
1/19/14:
1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:

Anonymous · ‎05-21-2015

I had 15 car inquires on my Transunion each bank report my score drop from a 655 to 632. I had preapprove offer from capital one but end up Ford Motor. However, I do believe my score with Transunion is droping on these 15 hard inquires.The dealer and Transunion says it would effect my score? Why is my score dropping it not great score but hoping 100 point jump but score is falling fast for not being inquires? I like 2015 ford Festsa but apply seem cost over 23 points in my score?

Car shopping inquiries...

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