Charge off auto

[EDub357]

I recently had a charge off vehicle and motorcycle removed from my EQ report, but my score only climbed 3 points. Why is that?  Seems like 2 major items like that would have a much larger impact on the score.

[RobertEG]

You likely still have other major derogs remaining, such as other COs, collecitons, or public record information.

[EDub357]

A public record is a major dero and has a significant bearing in your score? Does it weigh as much as or more that autos or other collections?

[RobertEG]

Normally, yes.

Specific impact depends upon the type of public record.