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@dustind wrote:I find it mildly interesting but logical that they use the current balance of $8035 and not $7500 as the account's limit. I wonder if they always use the higher of the two numbers even for accounts in good standing?
8035 + 145 = 8180 balance owed
8180 / (8035 + 3600) = 70.305%
If they had used $7500 + $3600 it would be 73.693% utilization.
But that is front end not necessarily back end.
@dustind Wow, thank you for sharing! I find that very interesting. And you're right frontend/backend. Which CMS is it?
@Anonymous I was just commenting on the numbers from 800goal800's post about his or her MyFICO report.