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How are you guys checking your FICO scores so often? Is there a subscription you're signed up with?
When the site prompts if I'd like to see my FICO score it asks for $50+ dollars?
If you subscribe to Score Watch, it's a monthly fee of $15 or so. Then you get updates on your score. Otherwise you can pay for individual reports with scores for about $15 each (first look up MyFICO coupon codes in Google). Score Watch only updates your Equifax score. I was subscribed, but now I'm subscribed to USAA credit monitoring instead. That's not a real FICO, however I get a real FICO through my Sallie Mae app.
Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.
@Loques wrote:Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.
Walmart, Barclays, and Discover all give tu08 from what i recall. Only "free version" of fico you can get is if you have fnbo cc or psecu membership. Not 100% sure on that though.
Ok thanks
I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.
I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off
@TheFate wrote:Ok thanks
I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.
I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off
Cap one is a fako,its almost exactly the same as ck
Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.
What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian
@TheFate wrote:Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.
What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian
Free credit report is an experian fako as well.
Interesting, Didnt know that