cancel
Showing results for 
Search instead for 
Did you mean: 

Checking FICO score often?

tag
TheFate
Established Contributor

Checking FICO score often?

How are you guys checking your FICO scores so often? Is there a subscription you're signed up with?

 

When the site prompts if I'd like to see my FICO score it asks for $50+ dollars?

Message 1 of 9
8 REPLIES 8
Bman70
Established Contributor

Re: Checking FICO score often?

If you subscribe to Score Watch, it's a monthly fee of $15 or so. Then you get updates on your score. Otherwise you can pay for individual reports with scores for about $15 each (first look up MyFICO coupon codes in Google). Score Watch only updates your Equifax score. I was subscribed, but now I'm subscribed to USAA credit monitoring instead. That's not a real FICO, however I get a real FICO through my Sallie Mae app. 


EX 822
TU 834
EQ 820


Message 2 of 9
Loques
Regular Contributor

Re: Checking FICO score often?

Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
--------------------
Message 3 of 9
mongstradamus
Super Contributor

Re: Checking FICO score often?


@Loques wrote:

Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.


Walmart, Barclays, and Discover all give tu08 from what i recall. Only "free version" of fico you can get is if you have fnbo cc or psecu membership. Not 100% sure on that though.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 9
TheFate
Established Contributor

Re: Checking FICO score often?

Ok thanks

 

I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.

 

I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off

Message 5 of 9
mongstradamus
Super Contributor

Re: Checking FICO score often?


@TheFate wrote:

Ok thanks

 

I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.

 

I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off


Cap one is a fako,its almost exactly the same as ck



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 9
TheFate
Established Contributor

Re: Checking FICO score often?

Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.

 

What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian

Message 7 of 9
mongstradamus
Super Contributor

Re: Checking FICO score often?


@TheFate wrote:

Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.

 

What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian


Free credit report is an experian fako as well. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 9
TheFate
Established Contributor

Re: Checking FICO score often?

Interesting, Didnt know that

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.