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Wait for TheNewWorldMan, he seems to know a lot about this subject. Or you might want to PM him.
jaguls66 wrote:
Can anyone give me some insights as to how my child support reflects on my FICO score. I fell behind years ago, and it was put on my CR. I am paying on it, but the last payment dates are years out of date as well as the amount. How is this amount viewed? Negative always or if current Positive? IT says I am current, but the payed date is way off. Will disputing this affect my scores? if they change the payed date. Does the amount hurt me for a DTI, or UTIL ??
@Anonymous wrote:
Alrighty, took a chance and called FICO. Only a few minutes on hold by the way. In my case my support is reporting as an open account. With no late payments shown since 1991. So this is a good thing. It did not seem to be effecting utilization / high credit or any thing else, as far as they could find. Just a nice long payment history. Also, having the date of the last payment updated should have bumped my score up a little, again according to FICO.