Collections & Maxed out card on thin file.

[MakingProgress]

My DS had 2 big negitives on a thin file.

Low Point 2/10/20

1 AU card with under 10% util

1 Card in his name Maxed Out

Baddies 1 medical collections account due to workmans comp issue.

EX Fico 8 = 596

Collections Removal 4/26/20

EX Fico 8 = 673

5/19/20

Max CC pd to 9% util

Au CC = 1% util

EX Fico 8 = 781

[Adkins]

Nice! Congratulations to your DS!

[BmoreBull]

---

@MakingProgress wrote:

My DS had 2 big negitives on a thin file.

Low Point 2/10/20

1 AU card with under 10% util

1 Card in his name Maxed Out

Baddies 1 medical collections account due to workmans comp issue.

EX Fico 8 = 596

Collections Removal 4/26/20

EX Fico 8 = 673

5/19/20

Max CC pd to 9% util

Au CC = 1% util

EX Fico 8 = 781

---

185 points in two months? That's amazing.

[Anonymous]

Congratulations indeed! And good going avoiding the all zero penalty on both cards! Very well done!

[Anonymous]

Congrats to DS! Everyone in the house is making progress.  

[M_Smart007]

---

@Anonymous wrote:

Congrats to DS! Everyone in the house is making progress.  

---

Haha .. you are funny @Anonymous 

[M_Smart007]

---

@MakingProgress wrote:

My DS had 2 big negitives on a thin file.

Low Point 2/10/20

1 AU card with under 10% util

1 Card in his name Maxed Out

Baddies 1 medical collections account due to workmans comp issue.

EX Fico 8 = 596

Collections Removal 4/26/20

EX Fico 8 = 673

5/19/20

Max CC pd to 9% util

Au CC = 1% util

EX Fico 8 = 781

---

That is a MASSIVE gain @MakingProgress !!! (No pun intended)