cancel
Showing results for 
Search instead for 
Did you mean: 

Confirmed this time for sure. ...this age old question; account aging to 1 year?

tag
Anonymous
Not applicable

Confirmed this time for sure. ...this age old question; account aging to 1 year?

Anyone know for sure the affect of newest account aging to 1 year yet? If not I will have it answered soon enough with testing. But I'd like to know sooner. UPDATE: My girlfriend has one new account 11.5 months old. Stay tuned. I will post changes after it ages 1 year in 3 weeks. Smiley Wink

UPDATED ON 8/29/2008

RESULTS Gained 1 point.

Message Edited by ilovepizza on 08-29-2008 02:31 PM
Message 1 of 57
56 REPLIES 56
Anonymous
Not applicable

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

Gonna be awhile before I will be able to anwser that-
 
It IS a scorecard change though-

ilovepizza wrote:
Anyone know for sure the affect of newest account aging to 1 year yet? If not I will have it answered soon enough with testing. But I'd like to know sooner.


Message 2 of 57
Anonymous
Not applicable

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

I've finally stopped applying. Me to, a while left to go.
Message 3 of 57
haulingthescoreup
Moderator Emerita

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

Last December 1, 2 CC's had their first birthday.

EQ: +13 (was in mid 650's)
TU: +9 (was in high 600's)
EX: +9 (was in high 600's)

Then, on the actual date (not just the first of the month) that I had applied, I got two more points as each inq hit exactly one year old.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 57
Anonymous
Not applicable

Re: Anyone know for sure the affect of newest account aging to 1 year yet?



Timothy wrote:
Gonna be awhile before I will be able to anwser that-
 
It IS a scorecard change though-

ilovepizza wrote:
Anyone know for sure the affect of newest account aging to 1 year yet? If not I will have it answered soon enough with testing. But I'd like to know sooner.





I'm not sure I'll ever be able to answer that.
 
Message 5 of 57
smallfry
Senior Contributor

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

10 accounts aged to one year June of this year. No score changes that I could swear on.
Message 6 of 57
Phoenix-rising
Frequent Contributor

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

I won't be able to tell you until November/December.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
Message 7 of 57
fused
Moderator Emeritus

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

I know, I know...
Message 8 of 57
Anonymous
Not applicable

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

i'll try to remember to post my results nex t year.
Message 9 of 57
fused
Moderator Emeritus

Re: Anyone know for sure the affect of newest account aging to 1 year yet?

...no, i don't knowSmiley Happy
Message 10 of 57
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.