Hello,
I just joined and viewed my "3-way" credit score.
I'm 755 with Experian, but only 676 and 703 with Transunion/Equifax.
According the "Improve my Score" wizard, it says my revolving credit is too high, which is crazy!
- I only have one credit card, an Amex Green with no credit limit - and I pay it off every month.
- I use it for everything, and average about $3k/mo in charges... but according the the report, I suppose charging $3k and paying it off every month is too much? I travel for work and this is pretty unavoidable.
- I have no other debt! I own my home & car outright.
I have a couple other items that could be impacting things - one collection from 2003 that is disputed,and one 30 day late payment in 2003 that is also disputed.
Any thoughts as to how to get the 2 scores up?
Thanks,
DC