@Outdoorstech1 wrote:
My FICO score on Baclays, Capital One and Hyundai Motor Finance is all 672. But I just signed up for a free trial to Equifax Complete Advantage Credit Report Monitoring and it shows 658 eq 632 TU and 630 Ex. Wat is there a difference in these scores?
The Barclays score is a FICO 08 TransUnion score and is correct. The Capitol One score is their own score and is considered a Fako. The fact that it matches your Barclays score is a coincidence. No idea about the Hyundais score.
The Equifax plan you signed up provides their own scoring system and the score are worthless. If you're going to pay for something from Equifax use their Credit Score Watch as it provides their FICO 04 scores. The plan you have is fine for monitoring your reports but ignore those scores.
