Credit Card Website Credit Scores

Anonymous · ‎05-26-2014

Hi all - I apologize if this is has been shared before, but I was wondering - of these websites, are any of these scores "real scores" As in the ones prospective creditors would see.

Walmart - "FICO" score 670...

Capital One - credit tracker score 653 says powered by "Trans Union"

DCU.org "Equifax" score 675

Barclaycard - "FICO" score 672

Are the FICO" scores true? I'm sure they differ some based on the date. FICO is Equifaxes score right? Are there sources for true TransUnion and Experian scores?

Thanks for the help!

myjourney · ‎05-26-2014

@Anonymous wrote:
Hi all - I apologize if this is has been shared before, but I was wondering - of these websites, are any of these scores "real scores" As in the ones prospective creditors would see.

Walmart - "FICO" score 670... Fico
Capital One - credit tracker score 653 says powered by "Trans Union" FAKO
DCU.org "Equifax" score 675 Fico
Barclaycard - "FICO" score 672 Fico

Are the FICO" scores true? I'm sure they differ some based on the date. FICO is Equifaxes score right? Are there sources for true TransUnion and Experian scores?

Thanks for the help!

Welcome to the forum

Any score that say Fico is a true score models may vary

Fico does not belong to EQ they are from here this is true for TU and EX as well

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

mongstradamus · ‎05-26-2014

@Anonymous wrote:
Hi all - I apologize if this is has been shared before, but I was wondering - of these websites, are any of these scores "real scores" As in the ones prospective creditors would see.

Walmart - "FICO" score 670... TU08
Capital One - credit tracker score 653 says powered by "Trans Union" fako similar to CK
DCU.org "Equifax" score 675 EQ04
Barclaycard - "FICO" score 672 TU08

Are the FICO" scores true? I'm sure they differ some based on the date. FICO is Equifaxes score right? Are there sources for true TransUnion and Experian scores?

Thanks for the help!

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

Ghoshida · ‎05-26-2014

Some more info on free scores from credit cards / institutions is consolidated here:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/...