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Penfed now uses Fico9 - They pulled EQ for me.
















FICO 9 used by: Marcus loans (TU), Redstone FCU, 5/3 Bank, PenFed (EQ)
FICO Bankcard 9 used by: Lake Michigan Credit Union (TU)
Update: also Alliant Credit Union pulls TU FICO 9 (at least for CLI requests)





























@ExplicitElicit wrote:Penfed now uses Fico9 - They pulled EQ for me.
+1. PenFed pulled my EQ last night and used my Fico9 score.
I seem to remember someone saying that Alliant was using FICO 9 in at least some of its decisions. SouthJ or anybody else, does that ring a bell?
The following language appears on Alliant's web site:
FICO scores no longer includes late medical payments that have been paid off, so if any of your overdue bills are for medical expenses, paying them off should remove them from consideration when calculating your FICO credit score.
http://www.alliantcreditunion.org/money-mentor/raising-your-credit-score-step-by-step
This language would be markedly untrue for FICO 8, but makes sense if Alliant has switched to FICO 9.
@Anonymous wrote:I seem to remember someone saying that Alliant was using FICO 9 in at least some of its decisions. SouthJ or anybody else, does that ring a bell?
The following language appears on Alliant's web site:
FICO scores no longer includes late medical payments that have been paid off, so if any of your overdue bills are for medical expenses, paying them off should remove them from consideration when calculating your FICO credit score.
http://www.alliantcreditunion.org/money-mentor/raising-your-credit-score-step-by-step
This language would be markedly untrue for FICO 8, but makes sense if Alliant has switched to FICO 9.
Your memory is better than mine, CGID. You're right. For my recent CLI request Alliant pulled TU FICO 9.
It was also mentioned by another poster that he had heard Alliant pulls TU FICO 9.





























Navy FCU also seems to be switching to FICO 09 and the credit scores they are giving are EQ 09. They've traditionally pulled EQ and TU, so I would only assume they'll use EQ 09 and TU 09 going forward, much to my chagrin as my 09 scores are much lower for some reason(s).
Can't seem to see my Fico score on PENFED, even the old Vantage. Just disappeared. I did change my email recently not sure if that would change anything.. Either that or they moved it to a hidden spot.
@mitchblue wrote:Can't seem to see my Fico score on PENFED, even the old Vantage. Just disappeared. I did change my email recently not sure if that would change anything.. Either that or they moved it to a hidden spot.
A few of our members including myself haven't been able to view ours either. I did email them regarding this and they claim it's a template issue where only 3 of the 4 are displaying for some and should be corrected by mid Sept which is totally unexceptionable IMHO.
@credit_endurance wrote:
@mitchblue wrote:Can't seem to see my Fico score on PENFED, even the old Vantage. Just disappeared. I did change my email recently not sure if that would change anything.. Either that or they moved it to a hidden spot.
A few of our members including myself haven't been able to view ours either. I did email them regarding this and they claim it's a template issue where only 3 of the 4 are displaying for some and should be corrected by mid Sept which is totally unexceptionable IMHO.
Thank you..