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Credit Card companies using fico 9

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Anonymous
Not applicable

Re: Credit Card companies using fico 9

Yes... Penfed pulled on 1-20-2018 for the American Express Pathfinder was EQ and using Fico 9.  

Message 11 of 23
SouthJamaica
Mega Contributor

Re: Credit Card companies using fico 9

Vantage West Credit Union is using EX FICO 9.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 12 of 23
Anonymous
Not applicable

Re: Credit Card companies using fico 9

Penfed just pulled my Fico 8 for opening a checking account.
Message 13 of 23
txgal73
Valued Member

Re: Credit Card companies using fico 9

PenFed pulled EQ FICO 9 for both a credit card and auto loan about a week ago. Now if NFCU would just get on board!

FICO 8
EQ 778 - TU 776 - EX 781

Message 14 of 23
Gmood1
Super Contributor

Re: Credit Card companies using fico 9

FNBO uses FICO 9 Bankcard EX. Wells Fargo used the standard FICO 9 EX for recent App. BBVA Compass used FICO 9 Bankcard EX, along with Vantage 3.0.
State farm uses TU FICO 9 if I'm not mistaken.
Xcel FCU uses FICO 9 EX.
Message 15 of 23
Revelate
Moderator Emeritus

Re: Credit Card companies using fico 9

Thanks Gmood: if they are on FICO 9 for CC’s I would guess they are underwriting their auto loans on that too.

Yay for me haha.



        
Message 16 of 23
Thomas_Thumb
Senior Contributor

Re: Credit Card companies using fico 9


@Maxmyscore wrote:
Anyone know which CC companies are using Fico 9 and the bureau they pull from

@Maxmyscore,

A consolidated summary table based on poster feedback would be helpful for future reference. My Fico score from Wells Fargo is Classic EX Fico 9.

 

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 17 of 23
SouthJamaica
Mega Contributor

Re: Credit Card companies using fico 9


@Thomas_Thumb wrote:

@Maxmyscore wrote:
Anyone know which CC companies are using Fico 9 and the bureau they pull from

@Maxmyscore,

A consolidated summary table based on poster feedback would be helpful for future reference

 

 


@ARE you giving us homework, Mr. @Thomas_Thumb ?


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 18 of 23
Thomas_Thumb
Senior Contributor

Re: Credit Card companies using fico 9

This thread is almost a year old and our visiting OP is AWOL.

It appears the OP won't be accepting any assignments at this time Smiley Tongue.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 19 of 23
Anonymous
Not applicable

Re: Credit Card companies using fico 9

Not true! TU has a paid medical collection on me and it still weighs heavily against my score with them. Big difference between TU and my EQ and EX score, as in a 50 point difference.
Message 20 of 23
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