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Credit Check Total and MyFico scores are different

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Anonymous
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Credit Check Total and MyFico scores are different

I know both Credit Check Total and MyFico are Fico scores, not Faco. But one of my scores, Transunion, is lower on MyFico than on Credit Check Total. Why is that?

Message 1 of 3
2 REPLIES 2
Anonymous
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Re: Credit Check Total and MyFico scores are different

Check the reports for differences.  I've noticed that CCT (especially on TU)  is slow to report balance changes.  MyFico shows my correct balance, and CCT shows a higher balance.  In my case its not enough to change the score, but in your case there may be enough of a difference to change the score a bit.  Look on CCT under "compare all"  and look for differences. I'll bet you'll see something on TU thats different on the other two. 

Message 2 of 3
Anonymous
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Re: Credit Check Total and MyFico scores are different


@Anonymous wrote:

I know both Credit Check Total and MyFico are Fico scores, not Faco. But one of my scores, Transunion, is lower on MyFico than on Credit Check Total. Why is that?


Were they both updated on the exact same date?

Message 3 of 3
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