Credit Karma + Total Accounts

[Anonymous]

Hi pfarro1. I've split your post off to start a new thread. All I changed was the title.

MarineVietVet, myFICO moderator.

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Totally dont use their info... I got 3 collections removed from my CRs and my CK score dropped a full hundred points. They use all accounts including closed collections to figure AAoA. Meanwhile my fico shows a roughly 20 point TU gain from those accounts going away and EX and EQ went up 12-15 pts

[MarineVietVet]

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@Anonymous wrote:

Hi pfarro1. I've split your post off to start a new thread. All I changed was the title.

MarineVietVet, myFICO moderator.

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Totally dont use their info... I got 3 collections removed from my CRs and my CK score dropped a full hundred points. They use all accounts including closed collections to figure AAoA. Meanwhile my fico shows a roughly 20 point TU gain from those accounts going away and EX and EQ went up 12-15 pts

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Actually CK only uses open accounts in their AAoA calculations.

[gen-specific]

CREDIT KARMA IS IN THE BUSINESS OF SELLING YOU CREDIT CARDS

Just like travel bloggers, just like credit card comparison sites, etc.

So you get an A for having 41 credit cards? come on, use your head.

[Anonymous]

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@gen-specific wrote:

So you get an A for having 41 credit cards? come on, use your head.

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Yeah, I always thought that was bit "off" myself....