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Credit Karma - two oddities

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MidnightVoice
Super Contributor

Credit Karma - two oddities

1.  It tells me i have an inq on my account.  I do, but it is 18 months old!

 

2  It says my "Average Age of Open Accounts" is low - it is, but previously it looked at average age of ALL acounts.

 

Just odd

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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Anonymous
Not applicable

Re: Credit Karma - two oddities

I can answer number one. CK looks at all inquiries, while FICO looks at only those in the past year. The CRAs keep 2 years of inquiries. FICO ignores everything past a year.

Message 2 of 3
marty56
Super Contributor

Re: Credit Karma - two oddities

True Credit lists INQs that are 2 years old.  IMHO would ignore any comment made by a credit monitoring service that provides FAKO scores.

1/25/2021: FICO 850 EQ 848 TU 847 EX
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