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1. It tells me i have an inq on my account. I do, but it is 18 months old!
2 It says my "Average Age of Open Accounts" is low - it is, but previously it looked at average age of ALL acounts.
Just odd
I can answer number one. CK looks at all inquiries, while FICO looks at only those in the past year. The CRAs keep 2 years of inquiries. FICO ignores everything past a year.
True Credit lists INQs that are 2 years old. IMHO would ignore any comment made by a credit monitoring service that provides FAKO scores.