Was just comparing my creditchecktotal data to my gf.
For credit mix I am showing as "very good" and she is showing as "exceptional". I have "yes" for all three options (revolving accounts, bank-issued credit cards, and installment loans) and she has yes for two (revolving accounts and bank issued credit cards). Why is she "exceptional" and I am "very good?"
Current Open: NFCU AMEX $6,800 CL | Chase Freedom $3,800 CL | QS1 $1,300 CL | BankAmericard $24,000 CL (AU) | NFCU SSL $3,000 |
FICO 8 EXP, EQ, TU: 675-715 (depending on Utl.) | AAoA 3 Years 3 Months | AoYA 0 Months
Closed: American Honda Finance Installment $16,000 paid satisfactorily | Capital One Secured $700 paid satisfactorily | Wells Fargo credit card $3,000 paid charge off settled less than full amount (badie 2015) | Bank of America credit card $1,000 paid charge off settled less than full amount (badie 2015)
