Credit Mix Question

[Twotimesacharm]

I recently became a member of NFCU and they gave me a pretty decent SL with their lowest interest rate on the more rewards card.

I have a 4 credit cards, a mortgage, and a student loan.

I paid off my car loans in 2018 and 2020.

Would a SSL through Navy help my score at all, or do the mortgage and student loans already count?

[dragontears]

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@Twotimesacharm wrote:

I recently became a member of NFCU and they gave me a pretty decent SL with their lowest interest rate on the more rewards card.

I have a 4 credit cards, a mortgage, and a student loan.

I paid off my car loans in 2018 and 2020.

Would a SSL through Navy help my score at all, or do the mortgage and student loans already count?

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Mortgage and student loans count, an SSL will not help your scores 

[AllZero]

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@Twotimesacharm wrote:

I recently became a member of NFCU and they gave me a pretty decent SL with their lowest interest rate on the more rewards card.

I have a 4 credit cards, a mortgage, and a student loan.

I paid off my car loans in 2018 and 2020.

Would a SSL through Navy help my score at all, or do the mortgage and student loans already count?

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No, you're solid on the open installment loan(s). The SSL would be redundant to your needs.

[Twotimesacharm]

Thank you both