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Credit Monitoring and FICO

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Empires
Valued Member

Credit Monitoring and FICO

is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?

Message 1 of 11
10 REPLIES 10
GZG
Senior Contributor

Re: Credit Monitoring and FICO


@Empires wrote:

is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?


experian will give you your new experian fico scores daily from their website with their $20/month plan

 

and my fico will give you fico score updates, delayed, only updating based on certain credit profile changes, as often as those changes happen

 

myequifax you can get daily vantage 3.0 scores on their $5/plan 

 

other than paying the $60 or $47 on sale to pull new 3-bureau scores everyday from myfico, there's no other options currently afaik 

 

Starting FICO 8:
Current FICO 8:



3/6, 3/12, 7/24 new accounts
Message 2 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Credit Monitoring and FICO

Welcome to the forums @Empires 

@GZGbasically handled it. No such product for all 3 on a daily basis.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 3 of 11
SouthJamaica
Mega Contributor

Re: Credit Monitoring and FICO


@Empires wrote:

is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?


No.

 

The only daily monitoring of a FICO score of which I am aware is experian.com, which offers daily updates of 7 or 8 EX FICO scores.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682




Message 4 of 11
rosco75
Regular Contributor

Re: Credit Monitoring and FICO

May I ask why you would need daily score updates? Creditors often do not update scores daily. I have founf that the "as they change" updated provided by MyFico works well, and when I need a new score I can pay for an on demand update which usually covers all the bases.


Message 5 of 11
butterpecan
Frequent Contributor

Re: Credit Monitoring and FICO


@GZG wrote:

@Empires wrote:

is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?


experian will give you your new experian fico scores daily from their website with their $20/month plan

 

and my fico will give you fico score updates, delayed, only updating based on certain credit profile changes, as often as those changes happen

 

myequifax you can get daily vantage 3.0 scores on their $5/plan 

 

other than paying the $60 or $47 on sale to pull new 3-bureau scores everyday from myfico, there's no other options currently afaik 

 


@GZG Is there a TransUnion FICO site that has a similar option? I know Experian includes a once a month for EQ and TU for free but is there one that updates a little more frequently than that for just TU? I don't need daily for any of them I am just learning the ropes seeing where I can find what FICO and how often for when I just want to have a look at my score




Message 6 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Credit Monitoring and FICO

Free monthly EQ FICO Score right here at MyFICO.

https://www.myfico.com/products/fico-free-plan-a 


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 7 of 11
rosco75
Regular Contributor

Re: Credit Monitoring and FICO


@FireMedic1 wrote:

Free monthly EQ FICO Score right here at MyFICO.

https://www.myfico.com/products/fico-free-plan-a 


He is asking for daily options, not monthly. 

 

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice. 


Message 8 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Credit Monitoring and FICO


@rosco75 wrote:

@FireMedic1 wrote:

Free monthly EQ FICO Score right here at MyFICO.

https://www.myfico.com/products/fico-free-plan-a 


He is asking for daily options, not monthly. 

 

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice. 


@rosco75 I read the title. Thank You. OP is interested in FICO scores daily. Least My FICO is the only place to get EQ FICO scores for free monthly. Not many credit cards offer EQ FICO as a member. Part of the job being a CL. Helping in ways to assist the members. Its been answered it just doesnt happen. So threw in other ways to get scores for free.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 9 of 11
rosco75
Regular Contributor

Re: Credit Monitoring and FICO


@FireMedic1 wrote:

@rosco75 wrote:

@FireMedic1 wrote:

Free monthly EQ FICO Score right here at MyFICO.

https://www.myfico.com/products/fico-free-plan-a 


He is asking for daily options, not monthly. 

 

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice. 


@rosco75 I read the title. Thank You. OP is so interested in FICO scores daily. Least My FICO is the only place to get EQ FICO scores for free monthly. Not many credit cards offer EQ FICO as a member. Part of the job being a CL. Helping in ways to assist the members. Its been answered it just doesnt happen. So threw in other ways to get scores for free.


His question was not in the title, actually. Smiley Wink 

But I did not mean to ruffle feathers just trying to keep the thread on topic. 

 

We appreciate the assistance our CL's offer and im sure the information provided is useful, didnt mean to imply otherwise =)


Message 10 of 11
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