Showing results for 
Search instead for 
Did you mean: 

Credit Score/Reporting Question

Frequent Contributor

Re: Credit Score/Reporting Question

guiness56 wrote:

Kratos-TM wrote:

Why is it so bad to have dispute comments on your report? Why are lenders so against it? It just feels like we're being punished for our "right" to dispute.

The reason is because when it is an OC account, certain aspects of the TL are removed from scoring and it can significantly change your score.  If you get a 100 point increase due to a dispute, that is not your real score.  They want to see what your score is with everything included.


Ooooohhhh I see. Thanks for clearing that up.

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 11 of 11