Credit Score

[gtnitright]

I wanted to post my TransUnion score of 719 (Fako--CreditKarma) I've never had a score in the 700s so I'm super excited! Does anyone know if there is a coupon for MyFico TransUnion.. I'd like to compare scores because they are normally close.

[Anonymous]

The CK score is a FAKO, and the TU 98 score here is based on a very old model, so I'm not sure how indicative either is of your true credit position.

[Revelate]

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@Anonymous wrote:

The CK score is a FAKO, and the TU 98 score here is based on a very old model, so I'm not sure how indicative either is of your true credit position.

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+1; wait till myFICO figures out what they're doing an upgrades the Transunion product here.  It's coming June/Julyish though details are sketchy.

[Gunnar419]

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@gtnitright wrote:
I wanted to post my TransUnion score of 719 (Fako--CreditKarma) I've never had a score in the 700s so I'm super excited! Does anyone know if there is a coupon for MyFico TransUnion.. I'd like to compare scores because they are normally close.

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Despite the FAKOness, I still think that score is worth celebrating! Although it's true that some people's FAKOs are far off from their FICOS, in my experience they're always very close. Great progress, gtnitright.

I agree I wouldn't buy a MyFico TU score right now. Do you have or do you have any interest in getting either a Discover IT, a Barclaycard, or a Walmart card? All three supply real TU '08 FICOS to their cardholders.

[gtnitright]

Thanks everyone for the information regarding TransUnion. I didn't realize they weren't true scores, oh well, I'm happy because right now it feels good to See a 700 score. Is Experian's score worth purchasing?

[Anonymous]

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@gtnitright wrote:
Thanks everyone for the information regarding TransUnion. I didn't realize they weren't true scores, oh well, I'm happy because right now it feels good to See a 700 score. Is Experian's score worth purchasing?

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If you want a one-shot view of your credit score, I'd get EX 08 or EQ 08 from here, or EQ 04 from Equifax direct.

If the latter, make sure you get the FICO product and not the FAKO one.