@Anonymous wrote:
But it will be difficult to get these data-code numbers from a lot of people unless it's made easier through some web-script/program.
Damnit Jim Cassie, I'm a doctor sysadmin, not a programmer...
Fine, fine. Use this:
factorlist = document.getElementById("factor_ph"); //factor_ph div has the reason codes
factors = factorlist.childNodes;
for (let i = 0; i < factors.length; i++) {
reasoncode = factors[i].getAttribute("data-code"); //extract numeric reason code from data-code tag
dive = factors[i].childNodes; // yes, this is messy,
dive = dive[0].childNodes; // and layout-dependent,
dive = dive[0].childNodes; // but the RIGHT WAY is more typing...
dive[1].textContent="Code: " + reasoncode + " - " + dive[1].textContent; // prepend real reason code # to friendly text
}
Drop that into a javascript console (or use greasemonkey, etc...) while on a Reports->Scores page on myfico.com, and you'll get this:
If we wanted to get really fancy, we could load a list of the "real" text codes, and swap those in, too...
@iv wrote:
@Anonymous wrote:
But it will be difficult to get these data-code numbers from a lot of people unless it's made easier through some web-script/program.Damnit
JimCassie, I'm adoctorsysadmin, not a programmer...
Fine, fine. Use this:
factorlist = document.getElementById("factor_ph"); //factor_ph div has the reason codes factors = factorlist.childNodes; for (let i = 0; i < factors.length; i++) { reasoncode = factors[i].getAttribute("data-code"); //extract numeric reason code from data-code tag dive = factors[i].childNodes; // yes, this is messy, dive = dive[0].childNodes; // and layout-dependent, dive = dive[0].childNodes; // but the RIGHT WAY is more typing... dive[1].textContent="Code: " + reasoncode + " - " + dive[1].textContent; // prepend real reason code # to friendly text }
Drop that into a javascript console (or use greasemonkey, etc...) while on a Reports->Scores page on myfico.com, and you'll get this:
If we wanted to get really fancy, we could load a list of the "real" text codes, and swap those in, too...
I just did it a while ago in C++/XAML for Win10 just so I can store all this stuff in local SQLite. I got a lot of codes here already, but I also have a lot of dupes. I don't have a lot of variety on my credit file so I keep seeing the same old reasons. It's a nice start to the FICO 9 tables though.
You know, I could easily write a Firefox extension too now that you wrote that and gave me the idea. While not a universal solution, this may provide us with enough users to really fill in the missing details on those Industry + 9s.
@Anonymous wrote:
@iv wrote:
If we wanted to get really fancy, we could load a list of the "real" text codes, and swap those in, too...
Oh another thing I should mention is that @Curious_George2 recently found a huge discrepancy between the order of score factors on the Reports tab vs the Scores tab on myFICO. The Scores tab is the only place with the correct order.
That multiset union thing they did there messed up the order on TU/EX. It really makes no difference as far as getting these codes, which is the important thing, just thought I'd make sure everyone knew not to use that TU/EX ordering on the Reports tab.
@Anonymous wrote:
@iv wrote:
@Anonymous wrote:
But it will be difficult to get these data-code numbers from a lot of people unless it's made easier through some web-script/program.Damnit
JimCassie, I'm adoctorsysadmin, not a programmer...
Fine, fine. Use this:
factorlist = document.getElementById("factor_ph"); //factor_ph div has the reason codes factors = factorlist.childNodes; for (let i = 0; i < factors.length; i++) { reasoncode = factors[i].getAttribute("data-code"); //extract numeric reason code from data-code tag dive = factors[i].childNodes; // yes, this is messy, dive = dive[0].childNodes; // and layout-dependent, dive = dive[0].childNodes; // but the RIGHT WAY is more typing... dive[1].textContent="Code: " + reasoncode + " - " + dive[1].textContent; // prepend real reason code # to friendly text }
Drop that into a javascript console (or use greasemonkey, etc...) while on a Reports->Scores page on myfico.com, and you'll get this:
If we wanted to get really fancy, we could load a list of the "real" text codes, and swap those in, too...
I just did it a while ago in C++/XAML for Win10 just so I can store all this stuff in local SQLite. I got a lot of codes here already, but I also have a lot of dupes. I don't have a lot of variety on my credit file so I keep seeing the same old reasons. It's a nice start to the FICO 9 tables though.
You know, I could easily write a Firefox extension too now that you wrote that and gave me the idea. While not a universal solution, this may provide us with enough users to really fill in the missing details on those Industry + 9s.
@Anonymous do the firefox extension that would be awesome! Plenty of users use Firefox or are maybe willing to use it to get the codes for us!
@Anonymous wrote:
@Duke_Nukem wrote:
@Anonymous wrote:@Revelate OK thank you! AWB is there for dirty cards. And if you don't think new accounts could be in fifth place, then SO must be in a dirty card @Slabenstein. The lack of the new account reason code & having a new account under 18 months is going to demonstrate SO is still in a dirty card, I believe.
@Revelate I would expect AZEO to optimize even if it wasn't because of AWB, because it also optimizes balance, Utilization, ect... btw, thank you! We are trying to figure out at what point do profiles stop returning to clean cards at 2 years on mortgage scores. We believe a 60 day late does, apparently a 120 does not.
So now we need to find out when and if 90 and 120s go back to a clean cards on the mortgage Scores.
Not sure if AWB is there for EX2 on dirty scorecards or not. My scorecard doesn't have many accounts with balances at this time, but my DW's report is nearly full (cycled sockdrawered cards recently and let them report a balance). She has 9 of 11 CC's reporting a balance, most under $10 but I did allow a few larger balances report this month. 1 auto loan with a balance, no other loans. She has a BK7 from 2012 still reporting, no collections or other derogs. Below is her EX2 from today.
Her EX2 had been rock solid for many, many months @ 709 up until her last INQ aged to 1 yr last month, which boosted her score to the present 715 and hasn't budged since. That's after going from 3 accounts with balances reporting last month to the current 10 (9 CC's + 1 auto loan).
@Duke_Nukem we're pretty sure AWB is on dirty cards now. Did you happen to notice when DW went from recent to mature PR card by chance?
Sorry for the late reply, @Anonymous . Been absent from MF for a bit. I would imagine she has been on a mature PR card for a while now, as the BK7 is at 9 years now. No other baddies reporting.
