Credit Sesame score

[Kathy4NU]

Haha, my Credit Sesame score is 774!

My credit union pulled my report 10 days ago and said my score was 613,

I guess that is why a FAKO is a FAKO.

(I did notice that my two defaulted student loans were removed so I suspect my score did go up some but not that many points)

[namvet]

Which bureau did your credit union pull?  Credit Sesame uses info obtained from your Ex file.

[Kathy4NU]

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@namvet wrote:

Which bureau did your credit union pull?  Credit Sesame uses info obtained from your Ex file.

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Experian.

[dddewdrop]

Geez. That is some discepancy. Well at least you are an educated consumer and know a fico from a fako.

[dodgerslv]

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@Kathy4NU wrote:

Haha, my Credit Sesame score is 774!

My credit union pulled my report 10 days ago and said my score was 613,

I guess that is why a FAKO is a FAKO.

(I did notice that my two defaulted student loans were removed so I suspect my score did go up some but not that many points)

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wow....that is a very big difference but dont feel bad, my CS score has me at 657(Fair), Quizzle at 761(Excellent), Credt.com Exp Vantage at 701(low C) and estimates my EX Fico at 684 (that would be fair i guess) while Experian Plus has me at 700(Good)....Im just all over the place when it comes to what my EX FAKO is...LOL

[mitchblue]

My EX on here is 776 and credit sasame is 749 so not too far off..

[sportsguy83]

That is a bit odd. My CS is 681 and my last EX was 678 so hardly any difference.

[Revelate]

Old thread but sometimes CS (and other FAKO's) track closely to one's FICO's, and other times they're way off.

It's all coincidence unfortunately: put simply, the algorithms in question don't score identical information the same way.

[mitchblue]

I didn't realize it was an old thread..sorry.

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@Revelate wrote:

Old thread but sometimes CS (and other FAKO's) track closely to one's FICO's, and other times they're way off.

It's all coincidence unfortunately: put simply, the algorithms in question don't score identical information the same way.

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[Revelate]

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@mitchblue wrote:

I didn't realize it was an old thread..sorry.

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@Revelate wrote:

Old thread but sometimes CS (and other FAKO's) track closely to one's FICO's, and other times they're way off.

It's all coincidence unfortunately: put simply, the algorithms in question don't score identical information the same way.

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No worries .  Google I blame you!  

It would be nice to filter search results by date of posting somehow either here in Lithium or more importantly by Google... working on a project now that is on the pointy edge of said spear, and anything not written within the last few months is a near useless result on my searches.  Worse, so many people don't date their posts, le sigh.  Least Lithium gets that right.

At least this post is just as relevant now as the day it was written, not a problem recycling those unlike some others that get necromanced.