Credit Sesame score

[jamie123]

Yeah, CS totally misses my tax liens and as a result they have my score at about 770.

Most other REAL FICO scores are about 680.

I stop by CS every now and again to feel good!

[Anonymous]

myfico is a fako, my score the a mortgage lender pulled was a full 100 points lower than shown on this fako, fico site.

[mitchblue]

Mortgages don't use the same scores you see here..you probably know that since you've posted the same thing on several threads with others responding to you about why.

[Anonymous]

just trying to let people know this site is useless for mortgage scores. They sure don't point that out anywhere else

[mitchblue]

I feel ya..but there is already a thread about it. 

[TheFate]

Actually when getting my car loan my Credit Sesame score was closer to the score the lender pulled then my FICO thru this site was. So I'm not sure how that worked out?

[EW800]

Somewhat surprisingly, my CS score of 708 is pretty much in the neighborhood with my FICO 08 scores (below).  It is my VantageScore 3.0 of 752 that gives me WAY too much credit!  

[TheFate]

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@EW800 wrote:

Somewhat surprisingly, my CS score of 708 is pretty much in the neighborhood with my FICO 08 scores (below).  It is my VantageScore 3.0 of 752 that gives me WAY too much credit!  

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So I'm not the only one.

I read somewhere that the FICO 04 is more accurate as to what lenders have vs the FICO 08

[KeepingOn]

My credit union pulled a 682 EX which was 10 points higher than CS, while this site had my EX at a 627! I can only assume that they are not using the newest scoring model, thank goodness as it had dropped my scores by an average of 50 points!

[New_Beginning]

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@KeepingOn wrote:
My credit union pulled a 682 EX which was 10 points higher than CS, while this site had my EX at a 627! I can only assume that they are not using the newest scoring model, thank goodness as it had dropped my scores by an average of 50 points!

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My credit union pulled EQ which was dead on to what My Fico had, however CS has me 2 points lower than what My Fico has me for EX.