I'm only 20, and my credit score was 706 back in April this year; than I started getting credit cards from Dillards, Macys, Discover, Capital One, etc.. and I started shopping for a car that I never did buy; and made quite a few inquiries... Went over my credit line on few of my cards... needless to say; I checked my Fico score and is 588...
Is it possible to drop 120 points so easily in less than 4 months? I mean,... I guess it is when mine did... is just... I made stupid mistakes...
Oh well... I thought I share... but I'm trying to rebuild my credit score and pay off them cards...