CreditVu source?

[Anonymous]

Hello

I have an orchard bank card (dont know why) and they offer credit vu..for free...I got a notification that it was updated today. I checked it and happy to say that it said my score is 705...

However, I don't know the source ..is this a FAKO score? or what is the source..I haven't been over 700 for 2 years as I have a tax lien with the IRS.

Any info would be helpful!!

[haulingthescoreup]

Soryy, FAKO.

I swear, I'm going to go into the credit score business. I'll compete on price with the CRA's and monitoring services --$3.99/ pop for one score or $10 for all three.

Wish they were required to put a disclaimer on these things!

[Anonymous]

UGH...ur kidding...so my truecredit and this is FAKO!!! So I shouldn't bother buying my scores from My fico? It doesn't mean they've changed? thanks

[marty56]

My service is $8.95 for all three plus I allow "unlimited" pulls.  I even offer a "score booster" service that will be guaranteed to raise your score.  My version (MYFAKO) of the FICO score of course.

Sorry Hauling, not personal, just business.

[haulingthescoreup]

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@Anonymous wrote:
UGH...ur kidding...so my truecredit and this is FAKO!!! So I shouldn't bother buying my scores from My fico? It doesn't mean they've changed? thanks

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Well, I had TU drop 34 points overnight, and my TC FAKO's never twitched. Some people say that their FAKO's track their FICO's, but mine sure don't.

Have you had anything going on that would make you think that the real things might have changed? Changes in util, new accounts, baddies hitting 6-month, one-year, two-year birthdays, etc. I seem to pull FICO's whenver there's a 5-degree change in temperature, lol, so I admire your restraint. Since your 705 FAKO is from a new source, you don't know if it represents an underlying change or not, so I don't think it indicates anything one way or another, if that makes any sense.

marty: driven out of business, before I even open, by Marty's Discount Scores Emporium! Argh!!